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(do not use these links or online applications for HIPAA-only plans)
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David J. Fluker, Licensed Life & Health Insurance Agent. California State License # 0B58920
Authorized Independent Agent Serving California Residents.
Web Site ©1999 - 2010 by David Fluker - The David J. Fluker Insurance Agency. All Rights Reserved.
Anthem Blue Cross is an independent licensee of the Blue Cross Association (BCA).  The Blue Cross name and symbol are registered service marks of the BCA.

Blue Shield of California Life & Health Insurance Company is an independent licensee of the Blue Shield Association.

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Need Help?  Have A Question?
Call 800-509-0659
The David Fluker
Health Insurance Agency
Gilroy, California
CA Insurance Lic # 0B58920
Tel  408-847-6139   Fax  408-762-4450   Toll-Free  800-509-0659

Welcome!
Welcome to my web site. As an independent health agent, I provide you with important coverage and great service. I serve individuals, families and small businesses in California.  I can help you put a plan together for your family or small business that will perfectly fit your needs and budget.

In addition to helping with underwritten health coverage, I specialize in non-underwritten, guaranteed-issue major medical health coverage products for those who qualify and cannot obtain underwritten major medical coverage.  These include HIPAA individual & family coverage plans, California state programs like MRMIP and AIM, and small group business plans (spousal, partners, family and very small employers).

Click here to learn more about HIPAA plans & eligibility

Click here to learn more about California State Health Programs

Click here to learn more about setting up a new small group plan

My web site has been set up to provide you with information to help you make informed decisions, save time and save money. You can shop for coverage, compare insurance plans, obtain current premium rates and download applications from the comfort and convenience of your home or office. You can also visit my broker sites (click on images on the right) to obtain quotes, plan information and even apply online using a secure site. These broker sites are provided by the insurance companies and allow you to access that company's web site. You can also request quotes by email with my quote request form.


I hope that you find my web site helpful and informative. As always, please feel free to e-mail me with any comments or suggestions on how to improve my site
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