The David Fluker Health Insurance Agency
Gilroy, California
California License # 0B58920
Toll-Free 1-800-509-0659
Local 408-847-6139
Fax 408-762-4450
Gilroy, California
California License # 0B58920
Toll-Free 1-800-509-0659
Local 408-847-6139
Fax 408-762-4450
Authorized Independent Agent
Individuals & Families
Seniors 65+
Small Businesses
Send An E-mail
Provider Search
Forms & Applications
Request Quotes
About Us
Home Page
Contact Information
Hot Topics
Site Map
Client Testimonials
Seniors 65+
Small Businesses
Send An E-mail
Provider Search
Forms & Applications
Request Quotes
About Us
Home Page
Contact Information
Hot Topics
Site Map
Client Testimonials
Click On The Images Below To Visit My Broker Sites
Get Quotes
Compare Plans
Apply Online
Get Quotes
Compare Plans
Apply Online
Blue Cross of California
Blue Shield of California
Health Net of California
Kaiser Permanente of California
Kaiser does not have a broker portal at this time. If you apply online. please included my name and ID# 7403 on the application. Thanks!
David J. Fluker, Licensed Life & Health Insurance Agent-Broker. California State License # 0B58920
Authorized Independent Agent-Broker Serving California Residents Representing All Carriers.
Web Site ©1999 - 2008 by Dave Fluker - The David J. Fluker Insurance Agency. All Rights Reserved.
Authorized Independent Agent-Broker Serving California Residents Representing All Carriers.
Web Site ©1999 - 2008 by Dave Fluker - The David J. Fluker Insurance Agency. All Rights Reserved.
Benefits For Small Employer Groups
Small Group Benefit Plans 2+ Employees
Because I specialize in 2-5 employee groups, I prefer to work with Anthem Blue Cross for small group benefits.
Anthem Blue Cross offers two separate benefits portfolios for small businesses. Employee Elect, which consists of 16 standard health plans and BeneFits, a new low-cost alternative portfolio. Both Employee Elect also offer Dental, Vision and Term Life Insurance options.
Employee Elect Portfolio (PPO, HMO, EPO, HSA)
Portfolio designed for standard group benefits
Choice of 16 health plans
Ability to offer some or all of the plans at employer's choice
Higher end plans with equivalent pricing $$$
BeneFits Portfolio (Simple Design, Low Cost)
Portfolio designed for businesses with employees who are looking for low-cost health benefits. The BeneFits portfolio is designed for small businesses with a small budget wishing to provide group health, dental and/or vision benefits. $
Click on the link below to access our small group quote request form to request a small group quote. The form is also available below on this page
Group Quote Request Form
If you are interested in the requirements for creating a qualifying small group in California, you can visit my page with that information at:
www.davefluker.com/newgroup.html
Additionally, Health Net and Kaiser Permanente are allowing spousal Sole Proprietorships to enroll under a guaranteed-issue arrangement.
Because I specialize in 2-5 employee groups, I prefer to work with Anthem Blue Cross for small group benefits.
Anthem Blue Cross offers two separate benefits portfolios for small businesses. Employee Elect, which consists of 16 standard health plans and BeneFits, a new low-cost alternative portfolio. Both Employee Elect also offer Dental, Vision and Term Life Insurance options.
Employee Elect Portfolio (PPO, HMO, EPO, HSA)
Portfolio designed for standard group benefits
Choice of 16 health plans
Ability to offer some or all of the plans at employer's choice
Higher end plans with equivalent pricing $$$
BeneFits Portfolio (Simple Design, Low Cost)
Portfolio designed for businesses with employees who are looking for low-cost health benefits. The BeneFits portfolio is designed for small businesses with a small budget wishing to provide group health, dental and/or vision benefits. $
Click on the link below to access our small group quote request form to request a small group quote. The form is also available below on this page
Group Quote Request Form
If you are interested in the requirements for creating a qualifying small group in California, you can visit my page with that information at:
www.davefluker.com/newgroup.html
Additionally, Health Net and Kaiser Permanente are allowing spousal Sole Proprietorships to enroll under a guaranteed-issue arrangement.
