David Fluker Insurance Services
Gilroy, CA - Serving California Residents Since 1995
CA License # 0B58920
Health Insurance                   Medicare Supplements                   Medicare Advantage                   Small Business Plans                  Senior Dental & Vision Plans                   Life Insurance
 
Anthem Blue Cross California Blue Shield of California Health Net California Kaiser Permanente California California MRMIP and PCIP Pre-Existing Condition Health Insurance Risk Pools
 
Instant Online Health Insurance Quotes
The Instant Quote program on the right provides comparative quotes from multiple insurers. 

If you are only interested in health plans by a specific carrier,  click on the specific insurance company logo above to obtain quotes from just that insurance carrier.
All Instant Quote information is private and is only seen by me.  I will only contact you if you specifically request it.
Instant Quotes available from multiple insurance companies for Individual, Family, Child-only and Medicare Supplements

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David J. Fluker, Licensed Life & Health Insurance Agent. California State License # 0B58920
Authorized Independent Agent Serving California Residents.
Web Site ©1999 - 2012 by David Fluker - David Fluker Insurance Services. All Rights Reserved.
Anthem Blue Cross is an independent licensee of the Blue Cross Association (BCA).  The Blue Cross name and symbol are registered service marks of the BCA.
Blue Shield of California Life & Health Insurance Company is an independent licensee of the Blue Shield Association.

Group Benefits For Small Employer Groups 2-5 Employees in California
Small Group Benefit Plans 2+ Employees

Because I specialize in 2-5 employee groups, I prefer to work with Anthem Blue Cross for small group benefits.  I also work with Health Net and Kaiser Permanente.  I will add Health Net and Kaiser information soon.  CaliforniaChoice offers the option of multiple carriers through an exchange.





Anthem Blue Cross offers two separate benefits portfolios for small businesses.  Employee Elect, which consists of 17 standard health plans and BeneFits, a new low-cost alternative portfolio consisting of 6 plans including a Lumenos Plan.  Both Employee Elect and BeneFits also offer Dental, Vision and Term Life Insurance options.




Employee Elect Portfolio
(PPO, HMO, EPO, HSA)
Portfolio designed for standard group benefits
Plans are PPACA compliant
Ability to offer some or all of the plans at employer's choice
Higher end plans with equivalent pricing $$$





BeneFits Portfolio (Simple Design, Low Cost)
Portfolio designed for businesses with employees who are looking for low-cost health benefits.  The BeneFits portfolio is designed for small businesses with a small budget wishing to provide group health, dental and/or vision benefits. $


Click on the link below to access our small group quote request form to request a small group quote. 

Group Quote Request Form


Or, use this link to access online group quoting and application process from Anthem (quotes do not require you to apply for coverage)

ANTHEM ONLINE GROUP QUOTES




BeneFits by Blue Cross of California California Health Insurance Anthem Blue Cross Premier Partner
800-509-0659
408-847-6139
Aetna Health Plans
Authorized Independent Agent
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