David Fluker Insurance Services
Gilroy, CA - Serving California Residents Since 1995
CA License # 0B58920
Need Help? Have A Question?
1-800-509-0659
1-800-509-0659
Health Insurance Medicare Supplements Medicare Advantage Small Business Plans Senior Dental & Vision Plans Life Insurance
Authorized Independent Agent
The Instant Quote program on the right provides comparative quotes from multiple insurers.
If you are only interested in health plans by a specific carrier, click on the specific insurance company logo above to obtain quotes from just that insurance carrier.
If you are only interested in health plans by a specific carrier, click on the specific insurance company logo above to obtain quotes from just that insurance carrier.
All Instant Quote information is private and is only seen by me. I will only contact you if you specifically request it.
Instant Quotes available from multiple insurance companies for Individual, Family, Child-only and Medicare Supplements
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Individuals & Families
Seniors 65+
Small Businesses
Home Page
About Us
FAQ (Frequently Asked Questions)
Provider Search (DocFinder)
Forms & Applications
Contact Information
Hot Topics
BLOG
Client Testimonials
Privacy Policy
Site Map
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Health Insurance help is only a click away!
Your information will be kept confidential and you will only be contacted by me.
Health Insurance help is only a click away!
Your information will be kept confidential and you will only be contacted by me.
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David J. Fluker, Licensed Life & Health Insurance Agent. California State License # 0B58920
Authorized Independent Agent Serving California Residents.
Web Site ©1999 - 2012 by David Fluker - David Fluker Insurance Services. All Rights Reserved.
Authorized Independent Agent Serving California Residents.
Web Site ©1999 - 2012 by David Fluker - David Fluker Insurance Services. All Rights Reserved.
Anthem Blue Cross is an independent licensee of the Blue Cross Association (BCA). The Blue Cross name and symbol are registered service marks of the BCA.
Blue Shield of California Life & Health Insurance Company is an independent licensee of the Blue Shield Association.
Blue Shield of California Life & Health Insurance Company is an independent licensee of the Blue Shield Association.
Individual & Family Health Insurance Plans for California Residents
<-- Pre-Screen Form For Underwriting Pre-Screens. Complete and send me this form if you want to be anonymously pre-screened by health insurance underwriters before you apply for coverage.
Anthem Blue Cross California Plans Comparison Sheet
Blue Shield CA Plans Comparison Sheet
Health coverage plans are changing constantly at this time. As so many changes are occuring, it is easier to go directly to my broker site at each carrier and get quotes and benefit information there. Please click on the instant quote links abovet to run quotes, get rate and benefit information, and even apply online for health & dental coverage.
Blue Shield Currently offers full 2011 PPACA-compliant health plan portfolios including: ActiveStart PPO, Essentials PPO, Balance PPO, Vital Shield and Vital Shield Plus PPO, Spectrum Savings PPO (HSA-compatible), Spectrum PPO (traditional high deductible) and Access+ HMO (with a Value version as well). All plans are currently quoting for 2011.
Anthem Blue Cross offers a wide variety of HMO and PPO health coverage plans. Currently the Core Guard and Clear Protection PPO plans are the lowest cost plans in California. Premier Plus offers PPO features designed for families with young children. SmartSense, Lumenos and PPO Share plans round out the PPO portfolio. HMO plans are also available.
Health Net has only a few plans available and no helper tool to narrow down plan choices. You can elminate the Farm Bureau plans by selecting "individuals and families" from the drop down menu.
For 2011 Health Net has made it very simple with the offering of 3 health plans from Health Net and 2 plans from the Farm Bureau. The Health Net plans are PPACA-compliant and include: an HSA PPO 4500, A Value PPO and the HMO 40.
Kaiser's offers a variety of HMO plans including co-pay, deductible and HSA-compatible HMO plans.
Aetna offers a variety of PPO and HSA-compatible plans for California.
Blue Shield Currently offers full 2011 PPACA-compliant health plan portfolios including: ActiveStart PPO, Essentials PPO, Balance PPO, Vital Shield and Vital Shield Plus PPO, Spectrum Savings PPO (HSA-compatible), Spectrum PPO (traditional high deductible) and Access+ HMO (with a Value version as well). All plans are currently quoting for 2011.
Anthem Blue Cross offers a wide variety of HMO and PPO health coverage plans. Currently the Core Guard and Clear Protection PPO plans are the lowest cost plans in California. Premier Plus offers PPO features designed for families with young children. SmartSense, Lumenos and PPO Share plans round out the PPO portfolio. HMO plans are also available.
Health Net has only a few plans available and no helper tool to narrow down plan choices. You can elminate the Farm Bureau plans by selecting "individuals and families" from the drop down menu.
For 2011 Health Net has made it very simple with the offering of 3 health plans from Health Net and 2 plans from the Farm Bureau. The Health Net plans are PPACA-compliant and include: an HSA PPO 4500, A Value PPO and the HMO 40.
Kaiser's offers a variety of HMO plans including co-pay, deductible and HSA-compatible HMO plans.
Aetna offers a variety of PPO and HSA-compatible plans for California.
