The David Fluker Health Insurance Agency
Gilroy, California
California License # 0B58920

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Kaiser does not have a broker portal at this time. If you apply online. please included my name and ID# 7403 on the application.  Thanks!
David J. Fluker, Licensed Life & Health Insurance Agent-Broker. California State License # 0B58920
Authorized Independent Agent-Broker Serving California Residents Representing All Carriers.
Web Site ©1999 - 2008 by Dave Fluker - The David J. Fluker Insurance Agency. All Rights Reserved.
Medicare Advantage Plans (Part C)
Medicare Advantage plans are Part C Medicare programs.  Unlike traditional Medicare Supplements which fill in gaps under Medicare benefits, Medicare Advantage combines your Medicare coverage within a provider network.  The insurance carrier takes over your Medicare administration.





Anthem Blue Cross
Medicare Advantage Plans

Anthem offers three Medicare Advantage plans.

Freedom Blue PPO (MAPD)
Freedom Blue is a regional California Medicare Advantage PPO plan.  There are two Freedom Blue Plans:
Plan 1 - $0 premium, $1125 deductible, $3000 annual out-of-pocket maximum
Plan 2 - $50 premium, $600 deductible, $3000 annual out-of-pocket maximum

Senior Secure HMO (MAPD)*
Senior Secure is a Medicare Advantage HMO plan available in selected  counties in southern California.  Premium depends on county of residence.

SmartValue Fee-For-Service (PFFS)*
SmartValue is a Fee-for-Service plan allowing access to any provider who will accept the plan.  It is available in selected counties for 2007.

* available only in selected counties.


For more information on Medicare Advantage plans from Anthem Blue Cross, please call my office or send me an e-mail.

Click here for Medicare Supplement Plans (A-K)

For more information on Medicare Advantage and how it works, please visit the Medicare official web site at
www.medicare.gov





















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Other links:


How Medicare Works

Standard Medicare Supplement Plans At A Glance

Gaps In Traditional Medicare

US Government Medicare Web Site